Harper Hayes
Our Firm Areas of Practice Our Team News and Press Links and Resources Seminars Contact Us
Extensive experience and focused expertise.
Thomas M. Williams
Our Team
Charles Davis    Charles K. Davis

 Phone: 206.340.8853
 PDF: Download PDF
 vCard: Download here

Charles represents contractors, developers, homeowners, and other policyholders in insurance coverage litigation, construction defect litigation, and appeals.

In his practice, Charles assists policyholders in a wide array of tasks including spotting and analyzing coverage issues, preparing claims and proofs of loss, giving notice to insurers and tendering claims for benefits, negotiating settlements, bringing actions against insurers for breach of contract and bad faith, and working with policyholders to find unique and adaptive strategies to meet their coverage goals.

In addition to his coverage work, Charles represents business owners, developers, and general contractors in complex litigation, including litigation involving real estate development, environmental issues, and business disputes.

During law school, Charles served as an extern to the Honorable Ricardo Martinez, U.S. District Court, Western District of Washington, and as a Law Clerk with the Washington State Attorney General's Office, Government Operations Division.

Charles’s passion stems from the reality that businesses and people depend on insurance to protect their homes, families, and livelihoods.  He is driven to see that insurers provide the protection their policyholders have bought and paid for. 

dashlineAreas of Practice
Insurance Coverage Law
Construction Defect Law

Seattle University School of Law (J.D., 2006)
     Summa Cum Laude
     Associate Editor, Seattle University Law Review
University of Washington (B.A., 1993)

Professional Activities
Washington State Bar Association
King County Bar Association

Admitted to Practice
Washington State Courts
Federal District Court for the Western District of Washington

Activities & Awards
2016 - Selected for inclusion in Washington Rising Stars
2015 - Selected for inclusion in Washington Rising Stars
2014 - Selected for inclusion in Washington Rising Stars
2012 - Selected for inclusion in Washington Rising Stars
2011 - Selected for inclusion in Washington Rising Stars

Representative Cases
Bank of America v. Travelers Indemnity Co., et al.  Represented Bank of America in a lawsuit seeking insurance coverage for an underlying environmental contamination lawsuit involving property held by the Bank in trust.

GCG Associates LP v. American Casualty Company of Reading, PA  Represented the owner/operator of a retirement community whose building had suffered severe property damage.  The lawsuit sought first-party benefits from the property insurer to help pay for necessary repairs.  The insurance company settled three days before trial.

Windward Enterprises, LTD. v. Mutual of Enumclaw Ins. Co.  Represented a condominium developer seeking defense fees and indemnity for an underlying construction defect lawsuit.  Succeeded in convincing the insurance carriers to fund the defense and settlement despite significant coverage challenges.

Copyright © Harper | Hayes PLLC • All rights reserved • Website by Daigle Design